Scott Richter

Hello and thank you for visiting our website. We've been serving customers of State Farm since 1993 and my team and I focus on Auto, Home, and Life insurance. We'll match your budget with the proper coverage for you and your family. Please see our Google reviews. We truly care about our customers and we hope to hear from you soon.

Here are some tips for homeowner's loss prevention in the Spring:

Inspect and Clean Gutters and Downspouts

• Remove leaves, twigs, and debris to prevent water backup and damage to your roof and foundation.

• Ensure downspouts direct water away from your home.

• Check Your Roof

  • Look for missing, damaged, or loose shingles.

  • Repair any leaks or damage to prevent water intrusion.

• Inspect and Service HVAC Systems

  • Schedule maintenance for your air conditioning system.

  • Clean or replace filters to improve efficiency and reduce fire risk.

• Trim Trees and Shrubs

  • Cut back branches that are close to or touching your house to reduce risk of damage during storms.

  • Remove dead or weak limbs that could fall.

• Inspect Windows and Doors

  • Check for cracks or gaps and reseal or caulk as needed.

  • Ensure locks work properly to improve security.

• Check Sump Pump and Drainage Systems

  • Test your sump pump to ensure it is working properly.

  • Clear any blockages in drainage to prevent basement flooding.

• Clean Dryer Vents and Chimneys

  • Remove lint buildup from dryer vents to reduce fire risk.

  • Have your chimney inspected and cleaned if you use a fireplace.

• Review Your Home Inventory and Update Insurance

  • Document valuable items with photos or videos.

  • Update your homeowner’s insurance policy if you’ve made improvements or purchased new valuables.

• Install or Test Smoke and Carbon Monoxide Detectors

  • Replace batteries or install new detectors if needed.

  • Position detectors on every level of your home.

• Secure Outdoor Items

  • Store or secure lawn furniture, grills, and tools to prevent damage or theft.

  • Consider locking sheds or outdoor storage units.